The Western Kentucky Risk Assistance Fund (the “WKRAF” or “Program”) has been established to provide support and relief efforts imperative to the Commonwealth of Kentucky to recover from the considerable damage caused by the December 2021 storms and tornadoes in Western Kentucky. The Program provides an enrolled Qualified Lender the following inducement (the “Inducement”): the lesser of twenty-five percent (25%) or up to one million dollars ($1,000,000) of the loss incurred by a Qualified Lender on the unpaid principal balance of a Commercial Loan made by a Qualified Lender to an Eligible Company. Twenty-five million dollars ($25,000,000) is appropriated to the Program and will be used to provide Inducements to Qualified Lenders on the first two hundred million dollars ($200,000,000) of Commercial Loans enrolled in the Program, provided that a Qualified Lender shall be eligible to enroll no more than ten million dollars ($10,000,000) in Commercial Loans in the Program.